Friday, October 7, 2011
Thursday, December 3, 2009
Always Divide by 300 million, 113 million, or 3.5 million
Your out-of-touch Congress always wants to make sure *you* are not in touch with reality, especially when they propose big spending packages. They propose these huge measures such as the stimulus plan and health care reform and they seemingly never bring it down to the individual or family level so you can really understand the impact. To help make things real, you should divide the total cost of a measure by:
300 million - to know the average cost for every man, woman and child in the country.
113 million - to know the average cost per household
3.5 million - to know the cost, on average per household, for measures that are to be paid for by those earning $250,00 or more ($125,000 for single-income).
Here are some of the estimated costs for measures passed or proposed within the past year:
TARP $388,000,000,000
Stimulus $787,000,000,000
Health Care Reform $848,000,000,000
TARP costs approximately $1200 per individual, $3400 per household, and since households earning more than $250,000 pay approximately 47 per cent of all personal income taxes, "rich" households will pay on average about $52,000 each. It remains to be seen what TARP funds will be repaid by the beneficiaries.
Obviously the numbers are bigger for the stimulus package but you can do the math on that one.
Let's take a look at health care reform, which is supposed to be paid for by the "rich" households. Dividing by 3.5 million "rich" households gives an average per-household cost of about $240,000 - pretty staggering even if the cost is spread over 10 years.
Now, if you add up all the "biggies" including Cap & Trade, which is estimated to cost $1600 per household, the totals come out something like this:
Per Individual: $6,600
Per Household: $19,500
Per "Rich" Household: $400,000
We better start saving now so we will have the money to pay this off. Oh wait, if we don't spend anything how is the economy going to recover ? Oh, and did you want to save for a down payment on a house too ? Sorry, you'll have to wait about 10 years.
As an additional note, let's look at the estimated cost of the Afghanistan "surge" - $54,000,000,000 per year.
Per individual: $170 per year
Per household: $470 per year
Per "rich" household: $7200 per year
Given that failure to get a decisive win in Afghanistan could seriously hamper any of the future grandiose domestic plans, this should give some perspective to the numbers. My view is that trying to win a war in such a complicated situation as Afghanistan is grandiose enough without trying to do everything else at the same time. Trying to relieve two decades of pent-up political frustrations all in two years (before elections close the door again) is not the thing to do when our country is fighting a complicated war.
300 million - to know the average cost for every man, woman and child in the country.
113 million - to know the average cost per household
3.5 million - to know the cost, on average per household, for measures that are to be paid for by those earning $250,00 or more ($125,000 for single-income).
Here are some of the estimated costs for measures passed or proposed within the past year:
TARP $388,000,000,000
Stimulus $787,000,000,000
Health Care Reform $848,000,000,000
TARP costs approximately $1200 per individual, $3400 per household, and since households earning more than $250,000 pay approximately 47 per cent of all personal income taxes, "rich" households will pay on average about $52,000 each. It remains to be seen what TARP funds will be repaid by the beneficiaries.
Obviously the numbers are bigger for the stimulus package but you can do the math on that one.
Let's take a look at health care reform, which is supposed to be paid for by the "rich" households. Dividing by 3.5 million "rich" households gives an average per-household cost of about $240,000 - pretty staggering even if the cost is spread over 10 years.
Now, if you add up all the "biggies" including Cap & Trade, which is estimated to cost $1600 per household, the totals come out something like this:
Per Individual: $6,600
Per Household: $19,500
Per "Rich" Household: $400,000
We better start saving now so we will have the money to pay this off. Oh wait, if we don't spend anything how is the economy going to recover ? Oh, and did you want to save for a down payment on a house too ? Sorry, you'll have to wait about 10 years.
As an additional note, let's look at the estimated cost of the Afghanistan "surge" - $54,000,000,000 per year.
Per individual: $170 per year
Per household: $470 per year
Per "rich" household: $7200 per year
Given that failure to get a decisive win in Afghanistan could seriously hamper any of the future grandiose domestic plans, this should give some perspective to the numbers. My view is that trying to win a war in such a complicated situation as Afghanistan is grandiose enough without trying to do everything else at the same time. Trying to relieve two decades of pent-up political frustrations all in two years (before elections close the door again) is not the thing to do when our country is fighting a complicated war.
Thursday, August 27, 2009
Senator Feinstein's Response to the Same Question
Dear Mr. Winn:
Thank you for writing to me to express your views regarding healthcare coverage for Members of Congress in healthcare reform legislation. I appreciate the time you took to write and welcome the opportunity to respond.
Members of Congress are eligible to participate in the Federal Employees Health Benefits Program (FEHBP) under the same rules as all Federal employees. The FEHBP offers Members and Federal employees access to health insurance plans offered by various providers. Premiums vary from plan to plan and are paid in part by the employer, the U.S. Senate in the case of Senators, and the remainder by the employee. Members of Congress are responsible for their share of the premiums, as well as all costs not covered by the insurance plan. This would not be changed by the bill that was introduced in the House of Representatives.
The Senate Committee on Health, Education, Labor, and Pensions (HELP) approved the Affordable Health Choices Act, legislation to expand health coverage. The Committee included an amendment that would require all Members of Congress to enroll in a public option health plan. It is important to note that no other American will be required to enroll in a public plan. Those who are satisfied with their current coverage will be able to keep it. The Senate Finance Committee is still developing a healthcare reform proposal, which I will also carefully review. Please know that I will keep your comments in mind when healthcare reform legislation comes before the full Senate for consideration.
Again, thank you for contacting me. If you should have any further comments or questions, please feel free to contact my Washington, D.C. office at (202) 224-3841. Best regards.
United States Senator
Friday, August 21, 2009
Senator Boxer's Response to My Question: Will You Accept for Yourself and Your Family the Health Care Plan that is Currently Proposed by Congress ?
Dear Mr. Winn:
Thank you for writing to me about pending health care reform legislation. I am committed to working with President Obama to ensure that Americans have access to high-quality, affordable healthcare that they can rely on. With the right legislation, I believe we can greatly improve care for our families, while containing the growing costs of health care.
The status quo is unsustainable- Americans will spend more than $2.5 trillion on health care this year, more than one in every six dollars in the
The situation is even worse for individual families, who are struggling to afford skyrocketing premiums and increased co-pays and deductibles. Health care premiums have more than doubled in the last nine years, and one respected study shows that, if we fail to act, the average
The growing number of uninsured is also contributing to higher costs- 46 million Americans do not have health insurance, and every day, another 14,000 Americans lose their coverage when they become seriously ill or lose or change their jobs. To make up for the coverage gap, families pay on average an extra $1,100 a year in premium costs.
Moreover, poor regulation of insurance companies means that even those with health insurance coverage are not always guaranteed to get the benefits they are promised. Every day I hear from Californians who can't get health insurance because of a pre-existing condition, or who are denied the medical treatment prescribed by a doctor because of insurance company bureaucrats. This is wrong, and we have to do better for our families.
That is why I have joined President Obama and many of my colleagues in support of some basic principles for action. Any health care reform must allow every American who likes their current health coverage to keep it. Health coverage must be made accessible and affordable, and insurance companies must no longer be allowed to discriminate against those with pre-existing conditions or drop you if you become seriously ill. We must increase investments in prevention and wellness as that will save billions of dollars. And health care reform must not add a single dollar to the Federal deficit.
As we move to enact health care reform, I will fight for a bill that meets these principals. As a U.S. Senator, I can choose from a wide array of health care plans, and I believe that all Americans deserve this opportunity.
Again, thank you for writing to me. Please feel free to contact me again about this or other issues of concern to you.
Barbara Boxer
United States Senator
Friday, April 13, 2007
Arriving at Empathy
Here is an excerpt from Dannion Brinkley's near-death experience:
While the orderlies were preparing my body for the morgue, I was off and running on the most extraordinary adventure of my life. I wasn’t really sure I was dead; I just knew I was ever so grateful for being out of that intense physical pain. And whatever this was that was happening to me was some really cool stuff. First I found myself surrounded and embraced by a tunnel through which I was moving effortlessly. All around me I could hear the beautiful sounds of seven distinct chimes. Ahead, I could see a light, and as I moved closer, the light became more brilliant. The next thing I knew, I was standing in the Light as a powerful Being drew near. This great Being radiated an intensity of unconditional love and non-judgmental compassion I had never known. Suddenly, and for the first time, I had the sense of being pure spirit, without the heaviness of my physical body. I looked down at my hand and it appeared phosphorescent as the light danced through it. Looking above and below me, I witnessed the presence of other Beings who looked just like me. Some were vibrating at higher vibrations, and some at lower ones. Yet, my attention was quickly diverted when the powerful Being enveloped me and I began to relive my entire life, one incident at a time. In what I call the panoramic life review I watched my life from a second person point of view. As I experienced this I was myself as well as every other person with whom I had ever interacted.
When the panoramic life review ended, despite the many obvious mistakes I had made in my life, I experienced no retribution – no judgment and no punishment. I was the only judge presiding over my day in court! Given time to assimilate my life in retrospect, I was given the opportunity to know, first hand, both the happiness and the sorrow I had created through my actions. I came to the realization that, more often than not, I had lived in a devastatingly selfish manner. My heart was filled with shame and remorse. The impact of that emotional avalanche remains uppermost in my mind to this very day. However, after my time of reflection in the Heavens that day, the Being of Light telepathically conveyed these words:
Who you are is the difference that God makes, and the difference is love.
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